Providing Premium Insurance & Financial Advisory Services since 2008
There’s something about financial investments that brings out the worst in people. Everyone has an opinion, those with limited knowledge posture as experts, and people abandon what really matters and focus on the minor. As a result, if you’ve invested any amount of money before, chances are high that you’ve made some missteps. You’ve probably …
5 Serious Investment Mistakes and How to Avoid Them Read More »
The closer people get to retirement, the more anxious they get about what the future holds. There’s nothing strange about this, it is a big change. After having worked for decades, transitioning to a life without the reassuring routine of work or a steady paycheck can be daunting. However, just like any change in life, …
Five Essential Rules Anyone Close to Retirement Should Know Read More »
The truth is that tax will always be charged on your income – there are some exceptions to this rule, but for most people, the statement stands. Now, the important thing is: do you want tax deducted before you contribute to your retirement account or after. Simply put, do you want to pay taxes while …
When one’s partner passes away, the emotional stress can be overwhelming. However, in households where a good financial plan is not in place, this grief is often replaced quickly by despair about what the future holds and how to remain financially buoyant. Even when the overall economy was healthy, dealing with the death of a …
Dealing with the Financial Impact of a Partner’s Passing Read More »
As a small business owner, it’s important to understand the true cost of being underinsured. Underinsurance occurs when a business does not have enough insurance coverage to fully protect it in the event of a loss. This can happen for a number of reasons, such as not understanding the risks associated with the business, not …
A surety bond – also known as a commercial bond, license bond, or a permit bond – is a contract that protects clients and compels businesses to complete a project according to the agreed terms. Here’s what it means in simple English: a business that provides professional services signs a contract with a surety (a …
What are Surety Bonds and Why Do Small Businesses Need Them? Read More »
As the owner of a small business, choosing the right insurance plan can be overwhelming if you’ve never done it before. For one, there are so many options to choose from and it’s easy to lose track of things. Secondly, the consequences of not having enough coverage can be devastating for a small business, making …
5 Things to Consider Before Buying Small Business Insurance Read More »
As a small business owner, you’re no stranger to risk. In fact, one could say that putting down an initial investment and starting the business itself was a risk. This notwithstanding, if there was a way to reduce your risk profile and increase the chances of your business surviving for several years, the smart move …
Risk Reduction: Why Your Small Business Needs It Read More »
As a business owner, you’re always on the lookout for ways to reduce expenses. This can be done in a number of ways e.g. cutting down overhead costs, minimizing how much is spent on office supplies, or reducing your insurance premiums. Depending on the size of your operation, your yearly insurance costs may range from …
Effective Ways to Lower Your Commercial Insurance Costs Read More »
As a small business owner, you need all the protection you can get to keep your company running, even in the face of challenges. And if your business involves driving people or expensive equipment around, then a commercial auto insurance is a no-brainer. If you have some doubts about the status of your business and …
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