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Personal Umbrella Insurance
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Today’s culture is more litigious than ever, and as the saying goes, “You can be sued for anything.”
Million-dollar judgments against individuals for negligence are rare. But, receiving a lawsuit with a million-dollar demand are more common than you’d imagine. If you receive such a court summons and you don’t have enough coverage, you’ll no doubt lose a lot of sleep.
Umbrella policies are very inexpensive insurance coverage to protect you and your family against most types of negligence claims. Automobile accidents are the most common source of severe negligence claims. A personal umbrella insurance policy supplements your basic car insurance liability protection with extra layers of protection. It also covers other types of catastrophic claims.
For example, you would have protection if a neighbor’s child is injured while on your property. You would have coverage against a FedEx delivery person being injured by falling over your child’s toys. These may not be fully covered by your homeowner’s insurance.
The list of potential liabilities that hang over your head is endless. A personal umbrella insurance policy provides peace of mind and can protect you from financial ruin.
A member of our team can provide you with quotes on personal umbrella insurance from multiple insurance carriers so you can get the best possible rate.
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Start Saving Today
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